My wife got a Herberger’s credit card bought some stuff, went on vacation, got back, bill was due in2 days, option to pay by phone I start process. there is a $15 fee to pay by phone. I got online sign up to pay online and find out they want a $15 fee for paying online also. OK I pay it because if I mail the payment the late fee via the mail is much higher. She likes to buy stuff. will she be buying it at Herberger’s, NO Is this smart business ? Herberger’s -want to pay bill before due date online or by phone costs you $15 fee forget this place
I got this off of THE Consumerist which got it from Boing Boing. Nothing is original on my part.
“This a freakin’ awesome cartoon that explains how the credit crisis began, played out, and exploded in our face. I know you’ve seen and heard a million of these by now, but this one is highly visually engaging and entertaining, enough so I could see it being used in the classroom and kids not getting (too) bored. Graphic designer Jonathan Jarvis. Especially good is how it explains leverage.
It does miss out on a few details, like how shady mortgage brokers would push even prime borrowers into subprime mortgages because the fees were better. Or how BBB rated CDOs would also get split into their own tranches, with the top one getting a AAA rating just like the one the BBB was derived from. But you have to streamline some of the information to make a compelling 11-minute information, and whatever is lost in fine-grain is made up for in lucidness.”
The Crisis Of Credit Visualized [jdjarvis via Boing Boing via THE Consumerist ]
Saudi child ‘files for divorce’ . http://news.bbc.co.uk/2/hi/middle_east/7579616.stm
This is crazy !!! an’t nothing like a good arranged marriage with a grandpa
http://www.religionnewsblog.com/21099/flds-44 interesting site
SAN ANGELO, Texas (CNN) — Tipped that girls as young as 13 were being forced to enter “spiritual marriages,” have sex and bear children, Texas officials raided an isolated polygamist retreat in West Texas, according to court documents released Tuesday. Almost sadly funny that Muslim matrimonial service buys ads at .religion news.com but a buck is a buck especially when there doesn’t seem to be much difference between conservative Christians , conservative Muslims, conservative Morrmon’s when it comes to pedophile , child bride whatever you call it.
I came across this. I thought it was interesting. It makes one think, or it should .
What do I get for my federal taxes? Our public schools are failing, Social Security is insolvent, Medicare & Medicaid are run by a corrupt government that uses taxpayer money to overpay the corporations that run it. Our military is in shambles, our economy is on the brink of complete collapse and all our leaders can think of to do in order to solve the problem is to use our tax dollars to bail out the mistakes of corporations while Americans end up homeless and broke. And stuck with the bill.
Do people understand how much money we have spent in Iraq? Seriously really, get a grip and really GET how much money has gone down the hole? And even if they do, do they realize that the Iraq bill, from a dollar perspective, HASN’T COME DUE YET??? The shit going on with the economy right now has NOTHING to do with the THREE FUCKING TRILLION DOLLARS that this clusterfuck in Iraq will eventually cost us.
$3,000,000,000,000 / 300,000,000 = $10,0000/ea.
That means that RIGHT NOW, without ANY interest, each and every American in this country is in for $10 fucking K. On top of our current federal and state income tax burden.
Now, I pay for electricity. I pay for internet. I pay for television and I pay for my phone. The tax I pay at the pump covers most of the cash either state or federal government spend on shit like road repairs, but whatever. I pay for the gas to heat my home and cook my food. I pay a shitload at the hospital and even pay tax on some of that shit. I pay sales tax. I even pay retail tax, even though the corporations pass ALL their taxes on to me when I buy their shit. So what the fuck do I get?
A military that is now broken. An infrastructure that is crumbling. A justice system that favors their own, the rich and the politicians, and if to add insult to injury, herd me like a fucking piece of cattle and actually go out of their way to find a reason to make me pay them for some bullshit slight.
So what the hell is a rational guy supposed to do? What did our forefathers do, when faced with this kind of bogus farce of representation, when bullied into paying for something they don’t even want or need?
When a man with a checkbook has greater sway than a million voices, OR EVEN ONE FUCKING VOICE, then hasn’t our grievance become that of the founders of this country?
Relations between the sexes outside marriage is against the law
Prosecutors in Saudi Arabia have begun investigating 57 young men who were arrested on Thursday for flirting with girls at shopping centres in Mecca. The men are accused of wearing indecent clothes, playing loud music and dancing in order to attract the attention of girls, the Saudi Gazette reported.
They were arrested following a request of the Commission for the Promotion of Virtue and Prevention of Vice.
The mutaween enforce Saudi Arabia’s conservative brand of Islam, Wahhabism.
Earlier in the month, the authorities enforced a ban on the sale of red roses and other symbols used in many countries to mark Valentine’s Day.
The ban is partly because of the connection with a “pagan Christian holiday”, and also because the festival itself is seen as encouraging relations between the sexes outside marriage, punishable by law in the kingdom.
The Prosecution and Investigation Commission said it had received reports of such “bad” behaviour by 57 young men at a number of shopping centres in the holy city of Mecca, the Saudi Gazette said.
The guardians of some of the men defended their actions, however, saying they would regularly get together at the weekend to have fun without ever violating laws governing the segregation of the sexes, it added.
——-I just don’t know what to say about this other than –lock the doors-
No nicotine patch since last Wednesday but I am still using the Chantix pill twice a day. So here I am, the habit part of my addiction is broken. I can go to the bathroom with out a cigarette, eat no cigarette after etc.
For those who have never had this addiction it’s at least for me and I think a lot of people not a matter of will power but a multiple level addiction. The Chantix works on my head and the nicotine patch the habit and eased the cutting down of the nicotine.more
The J & O Fabric Center seem to have a unlimited number of fabrics. Their new blog post is about The Benefits of Natural Fabrics: Clothing made from natural fabrics are not only good for our environment, but the body as well. The fibers have a natural give that lets the cloth drape in a way that synthetics just cant do. Plus, natural fabrics just feel good when you wear them. Natural fabrics, created from organically grown cotton and flax, hemp and ramie, or harvested from sheep, silkworms and other animals, are renewable, sustainable resourcesas well. Unlike synthetics, which are largely produced from petroleum and mineral sources, cotton and wool and silk do not deplete the earth of its natural resources either.
Interesting information. Their website has a whole line of Organic and Natural Fabrics for sale.
Thank goodness Pakistan is working it’s way into the 21 first Century with modern technology.